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Elevated Decking
Posted on Sun, 20 Aug 2017, 02:20:00 PM  in Home selling tips
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Add an Elevated Deck to Your Home to Increase Your Resale Value

Are you looking for a great way to add resale value to your home? If you live in the scenic West of Canada, you might consider adding an elevated deck to your property. This will give your prospective home buyer an added incentive to purchase your home. Who can resist the comfort and convenience that comes with having an elevated deck from which to view the majestic ocean view of the great Canadian Pacific coast? This is one feature that is sure to bring customers knocking on your door once they discover you have added it to your home. It's a perk that few others can match.

 

No Matter Where You Live in Canada, an Elevated Deck Is a Great Idea

Of course, not everyone lives on the West Coast of Canada. If you are a lifelong Toronto native, you can still get a great deal of value out of adding an elevated deck Elevated Deckingto your property. For a price that you can easily afford you can hire a local crew to add this important element to your property. Once installed, it will give excellent views of your property and the local scenery. No matter where you may live in Canada, you are sure to be able to attract potential home buyers to your property just by offering them this excellent additional feature for their comfort and convenience.

 

Adding an Elevated Deck to Your Property Is More Important Than Ever

There had been a massive surge of home development all throughout the nation. This surge has seen a great deal of new homes being built over the course of the past few years. As a result, property values have increased. To some degree, this has made the average home buyer a bit more wary and even discriminatory. They aren't going to settle for half of what they want since it's very likely that, if they keep searching, they will very likely be able to find exactly what they want in some other location. This means that your best bet is to give the buyer a little extra for their money.

 

You Don't Have to Break Your Bank to Add Value to Your Home

You may be worried that adding an elevated deck or any other new feature to your home may cost you more than it's worth. After all, there isn't much point in spending a ton of cash to increase your home value if the expenditure is more than the profit can guarantee. However, you should know that along with the increase in development has come a corresponding increase in home additions. There are tons of local contractors all throughout Canada who are competing to get your business. This means that now is the time to take advantage of competitive pricing in order to add value to your home.

 

The Time to Deck out Your Property with Extra Value Is Now

When all is said and done, there is no time like the present to deck out your home with an addition that will bring a welcome increase in its resale value. If you know how to deal with contractors, you can easily make an addition to your home and advertise it as a major selling point. It's an excellent idea to contact your local real estate agent for valuable advice and counsel in this matter. If you really want to walk away from your property with a sizable gain in your bank account, adding an elevated deck to your home will accomplish this purpose in spades.


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4 Tips That New Homeowners Cannot Afford To Overlook
Posted on Thu, 10 Aug 2017, 02:15:00 PM  in Home buying tips
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If you've just purchased your first new home, then you're probably ready to settle in, establish a routine, and regain a sense of normalcy in your life. After months of shopping the market, comparing your options, and getting your funding ready, getting back into the swing of things can be a huge relief. There are, however, a number of steps that every new buyer must take. Following are four tips that new homeowners cannot afford to miss.

 

1. Create a List of Trusted Contractors

Nothing is worse than having a home emergency crop up before you've taken the time to identify the appropriate contractors for resolving it. There are countless 4 tips for new homeownersplumbers, electricians, drywall experts, and water damage services to choose from. If you take the time to compare and screen these entities in advance, dealing with urgent issues won't be so stressful. Not only will this give you the opportunity to find local businesses with the most competitive pricing, but it will also give you time to thoroughly vet insurance certificates, professional experience, and contractor training among many other things. Keep the numbers of a few, trusted providers handy at all times. You can even ask your agent or the seller for recommendations. They're bound to know professionals who are already familiar with your property and all of its nuances.

 

2. Establish a Routine Maintenance Plan

If you establish a routine maintenance plan from the very outset, no area of your home will ever be overlooked. More importantly, you'll have the best ability to identify minor problems and resolve them, before these issues start spiraling out of control. Your house will need a roof inspection at least once each year. You should also have a yearly, whole-house plumbing inspection performed to ensure that there are no slow or hidden leaks causing property damages in areas that you can't see. Take a minute to create a list of all the property features that require regular inspections including your HVAC system and all other, major appliances.

 

3. Avoid Big Ticket Purchases for At Least Three Months

For new property owners, keeping a home in top condition and remaining on track with all of the related, ownership expenses can be a real challenge. While you might be tempted to invest in a number of big ticket items for your new home, try to keep you’re spending in check until you've had the chance to adjust to your living costs. This is especially important to do if you've completely exhausted your savings for your down payment. You'll enjoy things like new cabinets and new furnishings more after you've rebuilt your financial cushion.

 

4. Make sure that you’re Properly Insured

In addition to meeting the insurance requirements of your lender, you also want to make sure that you have sufficient coverage in place for protecting any assets that are stored in and around your home. Don't assume that required coverage will be sufficient for meeting your full range of needs. It's always best to have household coverage needs reviewed by a seasoned insurance agent who can point out any gaps or areas of insufficiency. Should the unexpected ever occur, you'll want to have adequate protections in place for avoiding serious loss.

 

Although closing on a home can feel as though you've just made it over a huge hurdle, there are still a number of details that need to be tended to. With diligent planning and smart purchasing decisions, you can keep your investment in top condition throughout the years. You can also maintain sufficient financial comfort for ensuring a stable and high-quality existence in your new abode.


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How to Raise Funding for Your Real Estate Deals
Posted on Sun, 30 Jul 2017, 10:25:00 AM  in Home buying tips
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For any business, raising capital is an important aspect. To grow and become successful in real estate field, you need to understand your finances. Real estate business requires funds and investments to scoop the best deals in the area.

There are also various risks associated with real estate investments. So, you need to plan your finances carefully to get the business funded.fundraise

 

Financial Techniques

Financial techniques are crucial if you want to close a deal. The first step to raising money is by investing your capital. Real estate investments hail from equity, personal savings, bonds, and mutual funds.

The liquid assets are also the foundations of real estate business. You look for a loan only when there is enough to invest.

 

Raise Your Liquid Assets

Increase your liquid assets to get capital. Once you know some liquid assets you have, consider other avenues of raising money. Create a list of the individual you can outsource private loan. Friends and family could help you if you related with them well.

 

Raising capital for real estate requires you to understand the market well. People will only work with you if they are confident of your means to pay them back, or if they know the market value is rising. You need to do market research and then plan to raise capital for real estate based on your needs.

 

Create a Project

Create a project to raise capital. Your project should be able to outline your particular needs and requirements of your projects. Determine the amount of capital required to invest in real estate.

 

List all the investments and returns the project is expected to make. Explain the project to those you want to get money from, so that they can have a glimpse of the nature of the investment. If your project is promising, they will invest.

 

Consider Private Investors

Private investors can lend you some loan for your project if they are sure that you will return the capital. Private loans accompany some interest fee. Therefore, you need to return the money plus the interest.

 

While seeking a private loan, your credibility and relations in the market make a huge difference. If you have good relations, you can raise a reasonable amount for your project. You can also seek capital from creditors who specialize in the field.

 

Consider Taking a Personal Loan

The banks may give you personal loans at interest. Personal loans can help you raise a considerable amount of capital.

A bank loan is also another great avenue to seek money for real estate. But you should be ready to pay different interest rates. Bank loan interest rates mostly vary from 12 to 22 percent.

 

Mortgage Loans

There are various mortgage loans out there for your project. However, you will have to mortgage your home against the loan. Therefore, to apply for a mortgage loan, you need to have a real property plus equity to get money out.

The tips discussed above may help you get the capital you are looking for your next project. However, do some due diligence as well before making any move.

 


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How To Embrace Canada’s Winter Season In Your New Home
Monday, 10 July 2017, 10:20:00 AM
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Are you moving to Canada from a warmer climate? Do you just know little about Canada’s beautiful winter season in general? Do not fear because we have a few tips that you can use to embrace Canada’s winter season in your new home.

 

Attend a Winter Festival of Your Choiceembrace winter

Canada has beautiful winters and people in Canada love them. That is why they are continuously celebrated through festivals and events. These types of festivals and events are so popular that you will likely be able to find one within a short drive in the province that you have moved to. There are also very big festivals that you can travel to outside of your province.

 

Learn a New Winter Sport

You should try learning a new winter sport if you are the type of person that loves to play sports or loves to get together with friends and try new physical activities. Winter sports are a very big deal in Canada and most Canadians are very open and willing to accept you onto their various teams- both competitive and for fun.

 

Play In the Snow with Your Family

There is something inherently magical about the snow that children are very drawn to. Why not pick up the kids and go outside to play in the snow. You can go sledding, build snow families, have a snowball fight, build forts, and create snow angels just to name a few. Your only limits are the limits you have placed on your creativity.

 

Cozy Up By the Fire and Watch the Snow Fall through the Window

Not everybody enjoys a long day outside with a cold, red nose and snow in their faces. Maybe you and your family would rather stay inside and enjoy Canada’s magic from a nice and warm place built for comfort. Try installing a fireplace or making use of the fireplace in your home to settle into a warm, cozy, and relaxing opportunity to enjoy Mother Nature’s finest from inside.

 

Go Sightseeing Through the Neighbourhood

Part of the fun of moving to any new place is the sightseeing that you get to do. Not only will you have a place to sleep after your long day’s adventures, but you’ll be able to get up and do it all over again the next morning. These sightseeing adventures can take you anywhere from hiking in the mountains to seeing what your neighbors put out as holiday decorations.

 

Find a New Coffee Shop or Restaurant

It is perfectly okay if you are not the type of person that wants to get out and interact directly with the snow. Maybe you would just like to take a ride and discover the new place that you have moved to. There is absolutely nothing wrong with taking a new approach to enjoying winter and finding coffee shops and restaurants that serve magnificent warm drinks to you in the winter.

 

Do A Little History

You most likely like what you know of a place before you decide to make the decision to move there. Maybe you moved because you liked the winter opportunities. Maybe you moved because you thought your family could live a more fulfilling life there. Whatever the reason may be, you’ll likely want to do just a bit more research for fun. Try curling up under a blanket next to a window and doing a bit of research on the computer, in books, or from visitors that have come to welcome you. You may really learning something that impresses you.

 


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Is It Time To Downsize On Your Canadian Home?
Posted on Fri, 30 Jun 2017, 10:50:00 AM  in Home buying tips
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Are you starting to wonder whether or not it is time to sell your current home in favor of a smaller, cozier, and more manageable Canadian home? You wouldn’t be the first Canadian troubled with the task of making this decision. There are many reasons that people choose to downsize- all of them perfectly valid. You may have once needed a home with 5 bedrooms for children and guests but now just need one. You may have purchased a large home because you had the money but now need to cut back on taxes and utilities. Whatever the reason may be, try asking yourself the following questions before making your decision final.

 

Do You Need All Of The Space You Currently Have?

If you are the only person living in your current home, or if you are living with a significant other and share a bedroom with them, then you do not need to have more than one or two bedrooms in your home. It is perfectly fine to want a guest bedroom or an office, but if you have 4, 5, 6, or more bedrooms then it may be time to consider downsizing. Having too much space can make you feel lonely or unfulfilled.

 

Are You Downsizing Because Of Costs?time to downsize

The number one reason why people downsize in Canada is cost. You may have fallen on hard times or your money reserves may have run low. There is absolutely no shame if you choose to downsize in order to help save money wherever possible. You won’t be the first, nor will you be the last to downsize because of costs.

 

Do You Have Viable Options If You Downsize?

There may be fewer one and two bedroom homes in the area than you would like. If this is the case and you do not want to move from your area, then consider waiting to sell your home if you have that option. It is better to wait for your perfect home than to settle for another home that doesn’t satisfy your needs.

 

Do You Have A Plan For The Process If You Decide To Go Through With It?

You should start formulating a plan if you decide that you are going to sell your current home for a smaller home somewhere in Canada. It is important to create a timeline of events including: hiring a sales representative, packing your things, when you will need to have moved out, and when you can officially move into your next home.

 

Have You Talked With All Individuals That Will Be Affected?

You are likely not the only person to be affected by selling your home in favor of a smaller home in Canada. You may have to consult with your spouse or significant other, your children, and even other family members and close friends if these individuals will be affected by your decision. Making a decision before consulting everyone involved could cause chaos and arguing that really isn’t necessary.

 

Do You Have A Sales Representative Lined Up?

It is important to talk to a sales representative when you are looking to buy or sell any property in Canada unless you are a seasoned professional yourself. Sales representatives will have your best interest in mind and will have a good idea of what is currently on the market and whether or not what is available will meet your needs.


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How Will Your Beloved Pet Handle The Big Move?
Posted on Thu, 15 Jun 2017, 10:45:00 AM  in Home selling tips
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You know that the big move is coming and that you are going to have to pack not only your belongings and your family, but your beloved pets as well. While the list below doesn’t account for all of the possible pets that people could have, you will find some information on the most common pets and how they will need to be accommodated during the ride between your current home and your new Canadian home.

 

 Dogs

Dogs are very resilient animals. Puppies and young adults will be able to handle the ride far easier than senior dogs and dogs with special needs. It is important to take these factors into account when preparing for the trip. Your dog will need access to water, food, and potty breaks about as often as a toddler would- somewhere around every two hours. Remember, if you need to get out and use the restroom or stop to a rest area to stretch so does your dog.

 

Catspets

Cats are very picky animals. Your cat may love long car rides and simply sit in the back seat basking in the light of the sun during the day, other cats will need frequent breaks to get out and explore. Make sure that you are keeping your cat on a least during this travel as they may try to escape and try to find their way back to the home that they have always known.

 

Fish

Fish will have a very hard time traveling long distances, particularly if your travel will require many hours in a car. If you can manage to have someone hold your fish’s container up in the air just a few inches off of their laps for the duration of the ride, then your fish will avoid the deadly jostling that normal roadtrips create. If you are concerned that your fish will not make it, contact a professional fish company and ask for their advice or their services as they have quite a bit of experience in transporting fish.

 

Small Reptiles

Small reptiles are both resilient and fragile. You will notice that snakes, for example, can handle the movement of a car very well but will be extremely sensitive to moisture and temperature. Lizards and geckos will also need a constant comfortable temperature, but will need to be held in their cages during the trip to avoid breaking legs and escaping.

 

Small Animals: Guinea Pigs, Hamsters, Mice

Small animals do not like to travel great distances and will not be comfortable with being in a car for any length of time. These animals love to stay where the ground does not move. It may be worth your time to take many frequent breaks, stay at hotels that will accept them, and give them plenty more opportunities to sit still than drive in order to keep them as comfortable as possible.

 

Birds

Birds should be treated like small animals. They generally hate the idea of being trapped in a small space that is constantly moving. Give your birds plenty of “sit still” time when you travel, if you can at all afford to do so.

 

Horses

Horses are used to traveling as they are often transported in a variety of places, weather conditions, and temperatures every day in the United States. These animals can handle hours of driving, but deserve the opportunity to stop and take a break just like you do. Still, if you are in a hurry, your horse will be able to handle the longer hours of the trip.


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How to Prepare to Buy Your First Home
Posted on Sat, 10 Jun 2017, 10:45:00 AM  in Home buying tips
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One of the most exciting steps to take as an adult is to purchase your first home. Home ownership is considered to be a wise investment that can pay off in future years. When you want to prepare to buy your first home, you'll need to follow a few tips.

 

Save for the Down Payment

You'll need a down payment to purchase a home to secure the purchase. The amount of money that you save will influence how much you pay on your mortgage each month, making it necessary to set aside as much as possible. The type of loan that you choose will also influence the minimum amount of money that you'll need for the down payment. Most people save five to 20 percent of the selling price of the home.

 

Secure Your Employmenthow to prepare for your first home

You'll need to have a record of steady employment before you apply for a home loan. Lenders will want to trust that you'll be capable of making the payments each month and that you won't get behind with the amount of money that you owe. You'll need to have at least one year of work from the same employer to be taken seriously with your loan application. Avoid changing jobs after submitting the application and don't become self-employed, which can cause you to be turned down for a home loan.

 

It's also necessary to calculate your debt-income ratio, which will affect how much you can afford. Pay off as much debt as possible before you submit the loan to ensure that you can borrow more money.

 

Determine Your Budget

Knowing your budget is essential to finding the right home to purchase before you begin to shop around. You'll need to add up all of your income for your household, which can include side jobs that you work. Multiply the amount by two or three or calculate 30 percent of your gross income to get an idea of what you can afford. You'll also need to take other costs of home ownership into consideration, which includes property taxes, repairs, and association fees. The interest rate that you lock in will also affect the overall price of the house, along with the term that you select. You may want to wait to purchase the home during certain times of the year when interest rates may drop.

 

It's also important to set aside extra money for the cost of new furniture, window treatments, and appliances that you'll need to purchase after moving into the property.

 

Increase Your Credit Score

Lenders will take a close look at your credit score to determine if you have a good history with repaying your debt and managing your money. Your credit score will increase if you make your payments on time on your loans or credit cards. Paying off the balances and utilizing 20 percent of the available balance will also boost the score. You can lock in a lower interest rate if you increase your credit score, which can save hundreds to thousands of dollars each year on your mortgage payment.

 

You'll also want to remove errors that are present on your credit history. Credit bureaus are prone to making mistakes or confusing your name with another individual that has a credit history.

 

When you're ready to purchase your first home, you can have a smooth and successful process with the right steps taken. By planning and preparing ahead of time, you can have peace of mind knowing that you'll find the perfect starter home to call your own.


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Questions That You Should Ask Your Sales Representative About Selling Your Home
Posted on Wed, 31 May 2017, 02:10:00 PM  in Home selling tips
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Questions That You Should Ask Your Sales Representative About Selling Your Home

Have you come to the conclusion that you need to sell your house or that you would like to sell your house in favor of a house that better meets your needs? There are plenty of reasons that would put you in the position of selling your house.

Unless you have sold a great deal of houses on your own, you will likely need just a little bit of help. A sales representative will help you sell your house, but you should put together a list of questions to ask them in order to make the process easier for you and everyone else involved.

Here are a few questions that you may use as a guideline to help get the information you need from your sales representative:

 

What Are Your Qualifications?

Questions That You Should Ask Your Sales Representative About Selling Your HomeWhen you ask your sales representative what qualifications they have to sell your house for you, you should be looking for them to offer up their certifications, licenses, and sales experience. If they do not do this, prompt them for this important set of information.

 

How Flexible Will You Be With Me?

The best sales representative will be just as flexible with you as you are willing to be with them. They understand that there are plenty of factors that may speed up or halt the sale of your home. If you are willing to be flexible with them and keep an open line of communication, you are likely to get the same out of them. If they are unwilling to agree to be flexible, then you can search for another agent that is willing to be flexible with you.

 

How Long Should This Process Take?

The length of your process really can vary depending on how quickly you need to sell the house, how much you are willing to accept for the home, and how available you are for meetings, visitations, and contacts. You may expect to hear that the sale of your home may take a few months to a year or more depending on how flexible you are willing to be with your agent and any potential buyers that would like to make you a reasonable offer. You may also expect to have a different timeline than your cousin did when they sold their lake house last summer.

 

How Much Is My House Worth? Why?

The value of your house can be affected by more than one hundred different factors ranging from the neighborhood that you live in to the distance your home is from an attractive body of water like a lake or river. Your sales representative will also recommend a price to you that will be competitive with the other homes on the market so you may not have as much to say about price as you thought going into a consultation. Feel free to ask questions about why your house is valued at the price they suggest and if there is anything you can do to get just a little more money out of it when you list it for sale.

 

What Would You Suggest Be My Next Step After This Consultation?

You may have a few options for how you will choose to continue on to the next step of actually selling your house. Your sales representative may recommend anything from having your house staged, taking photos for an online website, or helping to write a short description to simply trying to settle on a price that would make sense to you and se em appealing to potential buyers.


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Preparing The Baby’s Room In Your New Home If You Are Expecting
Posted on Sat, 20 May 2017, 02:05:00 PM  in Home buying tips
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Preparing The Baby’s Room In Your New Home If You Are Expecting

Have you just signed the papers from your sales representative on the new Canadian home that you just purchase? Congratulations on being new homeowners. Are you now happily expecting? That deserves a second round of congratulations.

If you are expecting and have just moved into your new home, you may be experiencing feelings of being intensely overwhelmed. This new home obviously has a room for your baby, but this may be your only chance to do this right from the very start of the process. So without any further ado let us get started.

 

Start Your Planning Now

Preparing The Baby’s Room In Your New Home If You Are ExpectingYou can start planning for how you are going to use the space even before you buy anything for the room. You can think about where you would like to put the dresser. Which direction you would like the diaper changing table to be facing, and which part of the room you would like to set up the crib. Past that, you can start planning for bookcases, rocking chairs, and any other items you would like to have to complete the room so that you know where everything will go before you buy it. There are few things worse than getting excited to decorate a baby room, going to the store and buying everything you want, and then having to return something or put it in another area of the house because it simply won’t fit in your baby’s room.

 

Start Buying The Big Things First

There are certain things that you know that you are going to need no matter what. If you are newly pregnant and do not known the sex of your baby, then you can start purchasing things that are gender neutral or things that can easily be decorated for baby boys or baby girls. You know for certain that you are going to need a crib, a changing table, and a carseat, and a baby carrier. You will likely also be needing a stroller and a high chair. Get these items first because you know that they will be the most expensive as well as gender neutral. It is always better to get the big items first when you are able to put them together than it is to wait and possibly struggle just a bit more.

 

Start The Process Of Personalization

Fast forward a few weeks if you started this process of preparing the baby’s room early and you will find yourself in one of two positions. You will either know the sex of your baby because you have chosen to know or you will choose to keep your baby’s sex a secret until they are born. This will make a big impact on how you choose to personalize your baby’s room.

If you choose not to know the sex of your baby, you will need to buy gender neutral baby items to personalize their room. This could be anything from animal themes, nature themes, starry night themes, or color themes. You cannot go wrong with yellows, browns, greys, greens, and oranges. Depending on the theme you may even be able to get away with blues and reds that fit both baby girl and baby boy themes. If you choose to know the sex of your baby then the process of personalization can get even more detailed. Not only will you be able to choose a theme for your baby, you will also be able to plan for a name and have that name printed on items from paintings and pictures to baby blankets and onesies. You may also be able to do this if you have picked a gender neutral name.


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What To Do To Thank Your Sales Representative
Posted on Fri, 31 Mar 2017, 02:45:00 PM  in My services
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Has your real estate agent been a total angel throughout the process? Have they made your life easier by taking on each and every burden with a bright and caring smile? If you have had one of the best experiences of your life working with your real estate agent, then you are one of the luckiest people to have ever bought or sold a house in Canada. Make the time to thank them for their incredible work.

 What To Do To Thank Your Sales Representative

Send Them A Small Gift

If your real estate agent has been a total gem throughout the process, make sure to let them know. If you can afford to do so, send them a small but meaningful gift. Maybe you noticed that they love daisies or that they can’t get enough dark chocolate to soothe their cravings. Make a small note and have a package sent to their office. It will show everyone in the office that your real estate agent has gone above and beyond to help you throughout your process, inspire others to want to do the same, and will make your agent truly feel appreciated for all of the work that they have poured into your sale or purchase. It will show them that you care and that you took the time to learn about them in the same way that they took the time to learn about you. It is one of the few gifts in life that can be shared and received equally.

 

Take Your Agent Out To A Good Meal At Their Favorite Restaurant

Sure, your agent can probably pay for their own food. Maybe they pack a lunch most days or are on the go often. But, wouldn’t you like to take a little bit of their free time and show them what it means to you? Most real estate agents are real people just like you and your family members, so they will appreciate a little tender loving and appreciation. Most people like to eat every once in awhile, and very few people will turn down the prospect of free food from their favorite restaurant.

While you cannot force them to eat out with you if they do not want to, make sure that you at least offer if you are capable. The sentiment of offering often does just the same amount of work as the actual meal itself.

 

Write Your Agent A Heart-Felt Letter

Your agent really is a real person with real feelings. Maybe they turned you down for a meal, maybe they are allergic to flowers, or maybe they are just quiet and reserved in their own personal free time. All people, yourself included, like to know they are appreciated. All people like to know that what they have worked so hard to do has been noticed. If you can’t afford to spend a lot of money, or you just don’t know much about your agent’s personal preferences, send them a letter. Make it as heart-felt and sincere as you can. Tell them about your frustrations and how they worked to ease them. There is little you can say in appreciation that will make them upset, angry, or unnoticed.

If you have noticed small deeds of kindness from your agent, make sure to include those as well. They will be impressed that you noticed all of the small details. Remember, nothing is too small to be appreciated, including the one night call you had to them that woke them from their sleep on a random Sunday.


How May I Contact You?

Please ask me your question by filling out this form. You will receive an answer to your question at the first opportunity I have to reply. I appreciate the time you have taken.

 

 


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Greater Baton Rouge Assoc. of REALTORS® Last Updated: 8/20/2017 8:33:39 PM

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