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4 Tips That New Homeowners Cannot Afford To Overlook
Posted on Thu, 10 Aug 2017, 02:15:00 PM  in Home buying tips
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If you've just purchased your first new home, then you're probably ready to settle in, establish a routine, and regain a sense of normalcy in your life. After months of shopping the market, comparing your options, and getting your funding ready, getting back into the swing of things can be a huge relief. There are, however, a number of steps that every new buyer must take. Following are four tips that new homeowners cannot afford to miss.

 

1. Create a List of Trusted Contractors

Nothing is worse than having a home emergency crop up before you've taken the time to identify the appropriate contractors for resolving it. There are countless 4 tips for new homeownersplumbers, electricians, drywall experts, and water damage services to choose from. If you take the time to compare and screen these entities in advance, dealing with urgent issues won't be so stressful. Not only will this give you the opportunity to find local businesses with the most competitive pricing, but it will also give you time to thoroughly vet insurance certificates, professional experience, and contractor training among many other things. Keep the numbers of a few, trusted providers handy at all times. You can even ask your agent or the seller for recommendations. They're bound to know professionals who are already familiar with your property and all of its nuances.

 

2. Establish a Routine Maintenance Plan

If you establish a routine maintenance plan from the very outset, no area of your home will ever be overlooked. More importantly, you'll have the best ability to identify minor problems and resolve them, before these issues start spiraling out of control. Your house will need a roof inspection at least once each year. You should also have a yearly, whole-house plumbing inspection performed to ensure that there are no slow or hidden leaks causing property damages in areas that you can't see. Take a minute to create a list of all the property features that require regular inspections including your HVAC system and all other, major appliances.

 

3. Avoid Big Ticket Purchases for At Least Three Months

For new property owners, keeping a home in top condition and remaining on track with all of the related, ownership expenses can be a real challenge. While you might be tempted to invest in a number of big ticket items for your new home, try to keep you’re spending in check until you've had the chance to adjust to your living costs. This is especially important to do if you've completely exhausted your savings for your down payment. You'll enjoy things like new cabinets and new furnishings more after you've rebuilt your financial cushion.

 

4. Make sure that you’re Properly Insured

In addition to meeting the insurance requirements of your lender, you also want to make sure that you have sufficient coverage in place for protecting any assets that are stored in and around your home. Don't assume that required coverage will be sufficient for meeting your full range of needs. It's always best to have household coverage needs reviewed by a seasoned insurance agent who can point out any gaps or areas of insufficiency. Should the unexpected ever occur, you'll want to have adequate protections in place for avoiding serious loss.

 

Although closing on a home can feel as though you've just made it over a huge hurdle, there are still a number of details that need to be tended to. With diligent planning and smart purchasing decisions, you can keep your investment in top condition throughout the years. You can also maintain sufficient financial comfort for ensuring a stable and high-quality existence in your new abode.


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How to Raise Funding for Your Real Estate Deals
Posted on Sun, 30 Jul 2017, 10:25:00 AM  in Home buying tips
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For any business, raising capital is an important aspect. To grow and become successful in real estate field, you need to understand your finances. Real estate business requires funds and investments to scoop the best deals in the area.

There are also various risks associated with real estate investments. So, you need to plan your finances carefully to get the business funded.fundraise

 

Financial Techniques

Financial techniques are crucial if you want to close a deal. The first step to raising money is by investing your capital. Real estate investments hail from equity, personal savings, bonds, and mutual funds.

The liquid assets are also the foundations of real estate business. You look for a loan only when there is enough to invest.

 

Raise Your Liquid Assets

Increase your liquid assets to get capital. Once you know some liquid assets you have, consider other avenues of raising money. Create a list of the individual you can outsource private loan. Friends and family could help you if you related with them well.

 

Raising capital for real estate requires you to understand the market well. People will only work with you if they are confident of your means to pay them back, or if they know the market value is rising. You need to do market research and then plan to raise capital for real estate based on your needs.

 

Create a Project

Create a project to raise capital. Your project should be able to outline your particular needs and requirements of your projects. Determine the amount of capital required to invest in real estate.

 

List all the investments and returns the project is expected to make. Explain the project to those you want to get money from, so that they can have a glimpse of the nature of the investment. If your project is promising, they will invest.

 

Consider Private Investors

Private investors can lend you some loan for your project if they are sure that you will return the capital. Private loans accompany some interest fee. Therefore, you need to return the money plus the interest.

 

While seeking a private loan, your credibility and relations in the market make a huge difference. If you have good relations, you can raise a reasonable amount for your project. You can also seek capital from creditors who specialize in the field.

 

Consider Taking a Personal Loan

The banks may give you personal loans at interest. Personal loans can help you raise a considerable amount of capital.

A bank loan is also another great avenue to seek money for real estate. But you should be ready to pay different interest rates. Bank loan interest rates mostly vary from 12 to 22 percent.

 

Mortgage Loans

There are various mortgage loans out there for your project. However, you will have to mortgage your home against the loan. Therefore, to apply for a mortgage loan, you need to have a real property plus equity to get money out.

The tips discussed above may help you get the capital you are looking for your next project. However, do some due diligence as well before making any move.

 


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How to Prepare to Buy Your First Home
Posted on Sat, 10 Jun 2017, 10:45:00 AM  in Home buying tips
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One of the most exciting steps to take as an adult is to purchase your first home. Home ownership is considered to be a wise investment that can pay off in future years. When you want to prepare to buy your first home, you'll need to follow a few tips.

 

Save for the Down Payment

You'll need a down payment to purchase a home to secure the purchase. The amount of money that you save will influence how much you pay on your mortgage each month, making it necessary to set aside as much as possible. The type of loan that you choose will also influence the minimum amount of money that you'll need for the down payment. Most people save five to 20 percent of the selling price of the home.

 

Secure Your Employmenthow to prepare for your first home

You'll need to have a record of steady employment before you apply for a home loan. Lenders will want to trust that you'll be capable of making the payments each month and that you won't get behind with the amount of money that you owe. You'll need to have at least one year of work from the same employer to be taken seriously with your loan application. Avoid changing jobs after submitting the application and don't become self-employed, which can cause you to be turned down for a home loan.

 

It's also necessary to calculate your debt-income ratio, which will affect how much you can afford. Pay off as much debt as possible before you submit the loan to ensure that you can borrow more money.

 

Determine Your Budget

Knowing your budget is essential to finding the right home to purchase before you begin to shop around. You'll need to add up all of your income for your household, which can include side jobs that you work. Multiply the amount by two or three or calculate 30 percent of your gross income to get an idea of what you can afford. You'll also need to take other costs of home ownership into consideration, which includes property taxes, repairs, and association fees. The interest rate that you lock in will also affect the overall price of the house, along with the term that you select. You may want to wait to purchase the home during certain times of the year when interest rates may drop.

 

It's also important to set aside extra money for the cost of new furniture, window treatments, and appliances that you'll need to purchase after moving into the property.

 

Increase Your Credit Score

Lenders will take a close look at your credit score to determine if you have a good history with repaying your debt and managing your money. Your credit score will increase if you make your payments on time on your loans or credit cards. Paying off the balances and utilizing 20 percent of the available balance will also boost the score. You can lock in a lower interest rate if you increase your credit score, which can save hundreds to thousands of dollars each year on your mortgage payment.

 

You'll also want to remove errors that are present on your credit history. Credit bureaus are prone to making mistakes or confusing your name with another individual that has a credit history.

 

When you're ready to purchase your first home, you can have a smooth and successful process with the right steps taken. By planning and preparing ahead of time, you can have peace of mind knowing that you'll find the perfect starter home to call your own.


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Turn Your Starter Home Into a Rental
Posted on Mon, 20 Mar 2017, 02:45:00 PM  in Home selling tips
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Owning a home is a fantastic way to build wealth in a diversified portfolio. However, many Canadians find themselves buying real estate, but never keeping any of it unless it is where they are living.

This blog post will discuss how average homeowners can add rental property to their portfolio by buying wisely, and then the benefits of the investment will be discussed.

 Turn Your Starter Home Into a Rental

How to Buy a Future Rental Property

Forget the idea of buying a home that will then be rented out. Start off by purchasing a home for yourself to live in.

The key when making the purchase is to search for properties that don't "have it all." This will permit you to save money upfront because of the modest purchase.

Additionally, don't forget that this is not the home you will love to live in; it's the home you will love to rent out. That means that in the time you live there you should enjoy it, but hold off on getting the finest appliances. Instead, paint the walls in neutral colors to save money later. And make sure that you can afford the payment even in a lean month.

 

Why Buy as a Home First?

Investment property purchases have harder guidelines to meet when purchasing. Also, the interest rates tend to be a little higher since there is more risk associated with the loan.

On top of that if you find yourself wanting to sell the home instead of rent it in a few years there are opportunities to save on taxes since the home was a primary residence.

Between borrowing on the frontend and the potential savings on the backend there is more money in it for you if this future investment property is one you live in first. However, let's not discount the long-term potential on income and asset growth.

 

Rental Income & a Growing Asset

Canada has a rising population. That means a thriving economic future as well as rising demand for homes. Owning this property will not only mean that you will have an income producing asset, but that the income will go up while the value of the property does, too.

The home you purchase today with a payment of $900 may bring in monthly rent of $950, which is great. But in 30 years the mortgage payment will be $0.00 while the rent could very easily be $1,900.

In addition to having the substantial monthly income, the asset that had once cost $115,000 may bring over $200,000 if sold.

This is not just theory. Many Canadians have done this over the past few decades, and we have a real case study.

 

Marc & Emma Tremblay

The Tremblays are an average couple. Marc works as a banker. Emma was a stay-at-home mom who now works at the local public school.

When the Tremblays were first married they purchased a very modest 2-bedroom home in a nice neighborhood. It was very easy for them to afford, but they found when they were ready to move up in house that they could rent the home more easily than sell it. Loving the idea of having a renter pay their mortgage they took a chance.

32 years later they are glad they did. The home they purchased for $165,000 is now worth $388,000. On top of that they have only had five tenants in the past 32 years, which they attribute to buying a home in a very desirable school district.

Owning rental property is something anyone can do, especially if you start out living in the property.


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What every potential investor needs to know about Canada
Posted on Mon, 20 Feb 2017, 09:50:00 AM  in Home buying tips
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When you are thinking about buying your own place, it is normal to feel a lot of pressure, especially when it is the first time or if you are doing it in a foreign place. Well, if you are wondering where best to purchase your first home, you need to think about Canada. Below are some of the things that you need to have in mind even as you invest in the country.What every potential investor needs to know about Canada

  1. Figure out what you can afford

If all potential home buyers took time to really weigh their ability when looking for a home and were honest about it, there wouldn’t be as many cases of foreclosures as there are. Before getting that mortgage and committing to pay for a home, because it is your dream property, make sure that you can afford it. The best steps to take to figure out what you can comfortably afford.

  • Look at the mortgage payment compared to your monthly income
  • Consider all your other financial obligations, putting in mind the other obligations that may come up in the future. For instance, you may be enjoying a good salary now, but when your children reach a school going age, the expenses go up, destabilizing your ability to pay mortgage fees.
  • Think about the stability of your job at the present and in the future. Weigh your finances and see whether you can keep paying even if you lost your job.
  • Make sure that you settle all your debts so that the credit score can be attractive. This is what will get you a good mortgage deal.
  1. Create a wish List

The other thing that you need to do is have a list of the features that you would like to be part of your home and those that you are willing to compromise on. The things that you should include in the list are:

  • The size of the home in square feet.
  • The number of bedrooms and bathrooms in the house
  • The presence of a backyard and a pool
  • The size of the kitchen
  • The location of the house in the country

When you have a list of the things that you feel strongly about and those that you o not, you will be in a better position to decide what best suits your needs.

  1. Aiming for a substantial down payment

The other thing you should do is make sure that you make at least 20 percent down payment for the property. This is a rule that is very useful, especially for first time home owners. Note that in some cases, the amount that you save to be your down payment will not be what you end up paying. It is best to ensure that you have some extra cash kept back so that in case of anything, you will have some extra to cover you.

  1. Keep in mind closing costs

There are other charges that are part of what you will pay for in your deals. These include the closing costs on the property. Research shows that these contribute to about 25 percent of the total cost of the home. The costs that will be part of this include:

  • Legal fees
  • Property transfer costs
  • Land transfer tax
  • Interest adjustment
  • Property and fire insurance

These are some of the things to bear in mind before investing in Canadian real estate. The best thing about the property market is that it is affordable and there is something for everyone. With the help of a competent realtor, it is possible to get a great deal on property.


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Real Estate in Canada
Posted on Tue, 31 Jan 2017, 12:50:00 PM  in Home buying tips
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Real estate business has been booming over the past few years with many individuals as well as companies wanting to engage in the business. Real estate business involves buying as well as selling of properties which can be either commercial or residential. Canadians have not been left behind in the REALTORŽ business. The real estate sector in Canada has been expanding, and the people buying as well as selling a property has been increasing each year. Before the purchase of property in Canada, there are some factors that a buyer should put into consideration. Some of these factors are listed below.Real Estate in Canada

Factors to Consider when Buying Property in Canada

  • The use of the building: the first step is to know why one wants the property and the use of the building. Some individuals buy for commercial purpose while others buy for residential use. That helps the buyer to know what to for and who to contact for the best property.
  • Location: another important factor to put in mind when one is in a REALTORŽ business is location. One should consider how far the property is from their place of work, the shopping mall and other amenities such as school, and hospital.
  • Budget: it is important for a buyer to stick within their budget. The first thing is to look around for a house then revise with one's budget or revise with the houses. If one cannot afford to buy a house, it is advisable not purchase a property.
  • Do not buy a perfect house: any individual who is in a REALTORŽ business in Canada should consider not going for a perfect home, as most of the houses are only fixed to look good on the outside, yet the house is not as perfect as it may appear.

The REALTORŽ business in Canada does involve not only the buyer but also the seller of the property. Selling a property is also not something that easy, a salesperson must also consider some factors before putting their property on sale. Some of these factors are listed below.

Selling a property in Canada

  1. Decide when to sell: in real estate investment time one of the most considered factors, so any seller should know when to sell their property and when not to sell as time is known to influence the price of property.
  2. Prepare your finances: a seller should be ready for the amount of cash that they will handle when their property is sold as the amount will be enormous.
  3. Signing a listing agreement: a seller should also consider signing a listing agreement which at the end of the day gives REALTORŽ permission to sell the property.
  4. Determine your home’s asking price: setting a price for your home will see your property attracting more buyers, which is an added advantage to the seller as they will get maximum returns.
  5. Prepare the property for sale: the property for sale must be attractive and the homeowner must consider giving the home a makeover.
  6. Let your REALTORŽ market the property: a property seller must let their REALTORŽ do their thing by selling the property.

The real estate market in Canada has been experiencing tremendous growth despite the factors that have been affecting the sector including oil price, borrowing cost, as well as foreign investment. For every buyer as well as a seller should interact with the agent for a successful sale as well as buying. The real estate investment is one of the largest investments in Canada that has been growing for the good of the country as it has been a major contributor of revenue for the government.


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Questions You Should Ask Yourself When You Buy a Canadian Home
Posted on Sat, 10 Dec 2016, 09:30:00 AM  in Home buying tips
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Who Is the Real Estate Agent?

You may be wondering who the real estate agents are for the homes that you are looking to purchase in Canada. This is perfectly normal and absolutely acceptable. Never be afraid to ask each real estate agent who they are, if they have a license, if that license is valid and in good standing, and what you need to know about buying that house. If the real estate agent is worthy of your time, money, and efforts than they will be open and honest with you about every question you have for them. If your real estate agent is real and reputable they will be able to provide you with a legal license and proof of its good standing. If you doubt that this paperwork is genuine you can always do a search for them online. This would also be the best opportunity to ask them about fees and whether or not they are going to be flexible with you through the buying process.Questions You Should Ask Yourself When You Buy a Canadian Home

How Much Is the New Home I Would Like to Purchase?

You may be wondering why you have to ask this question if you are looking at a home. You likely are looking at a home that is in or near your price range, right? This unfortunately is not always the case. Real estate agents may feel that you look like you can afford more than you have given them and will show you homes out of your price range. You may even be surprised to know that they will talk you into those homes and out of the homes you are actually interested in. Be upfront and open about whether or not your price range is flexible. If it is not, then you need to let them know this in the very beginning. You do not want to look at a home, fall in love with it, and then find out that there is no way in your wildest dreams that you will ever be able to afford it. If your real estate agent cannot respect this, then you can move on and find a real estate agent that will respect your wishes.

What Are the Neighbors Like?

If you get the opportunity to meet the neighbors in the area, then you should do so. Many times it is the neighborhood that sells the house more than the house sells itself. If you have kids you will want to know that they will be safe if they want to go outside and play. You will want to know that if they walk home from school that they will be safe and sound when they get home. You will want to know that if you move into a home, you will have neighbors that will look out for you just as you should be expected to look out for them. The neighbors in the community are what will ultimately make a community great one to live in.

Are the Schools Good For My Children?

If you have children, your top priority list should include the school district that your child will be attending. You do not want to send your child to a school that cannot give your child everything you feel that they deserve. You do not want to send your child to a school that will not support them emotionally as well as academically. The school district could make or break your sale on the house you have been looking at.


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4 Tips to Make the Homebuying Process Less Stressful
Posted on Thu, 10 Nov 2016, 04:50:00 PM  in Home buying tips
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Buying a home is not always a stress-free task, especially for inexperienced buyers. Often, buyers are so caught up in making the perfect purchase that they forget this should be a fun experience. Buying a house is something that you do not do everyday, so you need to enjoy the process. Here are four tips to help make your buying experience less stressful.

 4 Tips to Make the Homebuying Process Less Stressful

Know What You’re Looking For

Buyers often experience stress because they go into the process without a preference. Sure you may see a few things along the way that you add to your home search, but you should have a general idea about the type of home you would like to purchase. Decide how many bedrooms and bathrooms you want, and if you prefer an open kitchen or a home that is more compartmentalized. The main objective is to know what features and amenities you would like the house to possess.

This also includes location. Knowing the areas you prefer to live in allows you to enter the criteria into a database and match it with properties within the locations on your list. This will minimize a lot of stress, and allow you to truly enjoy viewing each property during your search.

 

Determine Your Budget

This is extremely important, yet so many buyers neglect to set a budget. You need to decide what you are willing to spend on a new home. The budget helps you determine what types of properties you can afford, based off of your preferences.

Prices will vary, depending on the location, condition of the home, and features that it possesses. For example, it may not be feasible for you to move into a specific location, unless you choose an older property. In this situation, you will need to determine if the location is more important than the home itself. However, some older homes are just as nice as new homes, and come with little or no issues. If you are unable to find a home within your budget, you will need to rethink your preferences, or increase your budget.

 

Conduct Research on the Builder 

When you purchase the home, your job is not done. You could face discrepancies in the future that cause you stress, and drain your bank account. Therefore, you need to eliminate these issues before they occur. Any builder that you choose should provide satisfactory service. If the home is being built, visit the site and check it out. If you are purchasing an older home, research the past projects the builder has completed, or any new homes that he is building. Checking the credentials of the builder is something you should always do. This could eliminate long-term issues that cause more stress.

 

Involve a Realtor

You never want to agree to something that doesn’t suit you, including purchasing a home. Do not allow the buying process to stress you out; instead, enlist the help of a real estate agent. You should never feel as though you are out of options and your best solution is to settle on a property. There are many homes for sale in the current market; you just need to take your time to find them. An experienced Realtor will make sure you find a property that suits your needs, for a reasonable price. The real estate agent is there to make the buying process simple for you. She reviews contracts, schedules inspections, ensures repairs are met, negotiates costs, and protects your interests. This gives you time to sit back, view the homes, and make a choice that you will be happy with!

Use these tips to make the buying process fun, instead of unbearable. When you are well-informed and prepared, you can reduce the amount of stress that typically accompanies buying a home.


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4 Key Considerations When Purchasing a New Home
Posted on Tue, 10 May 2016, 09:40:00 AM  in Home buying tips,  Marketing strategies,  My services
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Buying a new home can be one of the most exciting times of your life. You get to step out of the rental game and into the game of being in charge of everything relating to your new home. You no longer have to rely on a landlord to approve repairs that need to be done. Home ownership is truly something that you have to experience for yourself to understand just how amazing it can be. If you are ready to take the leap and own your own home, there are a few things that you need to consider when purchasing a new home.


Room for Expansion
Just because there are only two of you right now, that doesn’t mean you won’t expand your family to four or six of you. The last thing you want to do is go out and purchase a one-bedroom home if you are planning on having children. You could end up struggling to sell your home quick enough to step into another one that gives you room to grow. Choose your new home based on how large you would like your family to be. Consider going with something that is at least one to two bedrooms larger than what you need right now.new owners This will save you a lot of hassle down the line.

Work Commute
Another thing to consider is how far the home is from your workplace. You don’t want to choose a home that is going to make you spend a couple hours commuting one way to work. You want to be within a reasonable distance. If you are planning on quitting your job and looking for employment elsewhere, consider the location where you want to be. Spending too long on your commute is only going to end up stressing you out down the road. You want to minimize commute time and maximize time spent with loved ones.

Functionality
Many people don’t think about the layout of the home they are looking to purchase. They like the aesthetic appeal or location of the home. While these things are important too, you also need to make sure the layout is going to work for your needs. If you have younger children, you might want to go with a ranch style home where all of the bedrooms are on the same floor. With teenagers in the home, a two-story often works great. This gives you privacy and them privacy as well. 

Features
Just about everyone has something that their new home has to have. Whether it be a large closet, over-sized kitchen or something else, you want to make sure that your new space has everything you need and more. The last thing you want to do is settle on a home that you aren’t going to be happy with in a few years. Your home should be a place where you can enjoy spending years of your life. Otherwise, you need to rethink whether it really is the right home for you or not. Someone with allergies shouldn’t go with a home that is completely carpeted, unless you want to go through and do a bunch of remodeling right off the bat. 

By taking the time to go through the things above, you can make sure you get everything you need in your new home. This will save you a lot of money and time when it comes to your new home. Only look for those things you need and stay away from the things that you don’t. in the end, you will come out with a stunning new home that you can enjoy for quite some time.

 


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The Hidden Costs That Come With Buying A New Home
Posted on Fri, 15 Jan 2016, 11:30:00 AM  in Home buying tips,  Marketing strategies,  My services
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As you look for your new dream home, your major concern is probably the listing price. But if it's your first time buying a home, you may be surprised to learn that the home's listing price is only going to be part of what the home will cost you overall. In fact, there are many other fees you will have to pay that could end up making your purchase cost thousands more than you budgeted for. Here are a few hidden costs to consider when searching for a new home or even just deciding what price you can afford. 


1. Land Transfer Taxes 
Many Canadian provinces have a land transfer tax, which can also be referred to as a property purchase tax. This type of tax is calculated based on the purchase price of the home. The cost of the tax will vary based on what city or province you are purchasing your home in. It will also vary based on the price of the home. For instance, in Ontario, a home that is purchased for $240,000 would have a land transfer tax of one percent. First time home buyers will often receive a tax exemption of a few thousand dollars. 

2. Adjustments
Adjustment costs can also add money to the purchase price of a home. These are costs that have already been paid by the seller andmoney that the buyer is responsible for reimbursing. These can be property taxes, water, gas, and even lawn care bills. 

3. Mortgage Costs
When taking out a mortgage with your bank, if you borrow more than 80 percent of the purchase price, the Canada Mortgage and Housing Corporation requires you to get mortgage insurance. Mortgage insurance is also mandatory if your mortgage is set to last more than 25 years. Additionally, if your mortgage is set up through a broker, there could be an additional fee associated with those services. 

4. Insurance For Your New Home
Every company that you set up your mortgage through will require you to purchase homeowner's insurance. This covers you if you ever have a major fire or other home disaster. The cost of the insurance can be different based on which insurance company you go through and how much coverage you choose to obtain. 

5. Legal Fees
When purchasing a home, you are required to sign a variety of legal documents that must be processed by a lawyer. Unfortunately, lawyers don't process this work for free. The good news is that lawyers can charge no more than one percent of the home's purchase price for the work they do. There can also be additional costs associated with a lawyer's work, including fees for conducting searches, making phone calls, and mailing documents to the appropriate parties. Additionally, many lawyers feel it is appropriate for new homeowners to get title insurance. This protects the homeowner from crimes like mortgage fraud and identity theft. The cost is typically fairly low and no more than a few hundred dollars for a moderately priced home. 

Whether you are a first time home buyer or this isn't your first rodeo, it is still important to make sure you know what additional costs are associated with the purchase of your new home. It can have an immense effect on what price point you decide to set your eye on.

 


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The multiple listing information is provided by the Greater Baton Rouge Association of REALTORS®, Inc. multiple listing service from a copyrighted compilation of listings at the request of Locations Real Estate. The compilation of listing are © 2017 Greater Baton Rouge Association of REALTORS®, Inc. Each individual listing is © 2017 Locations Real Estate. All Rights Reserved.

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Greater Baton Rouge Assoc. of REALTORS® Last Updated: 8/20/2017 8:33:39 PM

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